国有银行股份制改革的成败:银行治理

Bank Management:a Key for Share-holding Reform of State-owned Banks in China

我国已经进行的中国银行、建设银行及工商银行股份制改革,代表我国金融改革进入深层次的体制改革攻坚战阶段。改革的核心是建立良好的银行治理,这是国有银行股改成功的关键保证。但是银行业有着特殊性质,它是一个被高度管制的行业,又是一个高风险行业。在银行治理制度中,必须考虑银行的这些特殊性质,采取稳妥的策略。

Share-holding reform has been carried out on a trial basis in three Chinese main state-owned banks,including Bank of China,China Construction Bank and Industrial and Commercial Bank of China. The reform stands for the deeper reform in China's Banking field. The main task of the reform is to establish perfect bank management,which is the guarantee for the successful reform of state-owned banks. Banking industry is a special one with strict regulation and high risk. We must put these into consideration and take a proper strategy in the process of establishing bank management after the share-holding reform.