商业银行开展利率互换大有可为

On Interest Rate Swap Practised by China’s Commercial Banks

目前,利率互换市场已成为全球最大的金融市场之一。它解决了发行人在固定利率和浮动利率选择的难题,为发行人负债管理提供了便利。本文探讨了我国商业银行开展利率互换业务的必要性和可行性,以及如何用之来规避风险。

At present, interest rate swap had become one of the biggest financial tools in the world. It solves the problem on the selecting of fixed interest rate and floating interest rate, and grants the issuers the advantages of debt management. The article analyses the necessity and feasibility of interest rate swap to China's commercial banks and its function on risk-avoiding.