票据保证责任的法律分析

A Legal Analysis on the Note Guarantee Responsibility

票据保证制度是汇票、本票、支票三种票据共同具有的一种世界通用的法律制度。票据保证的目的是加强票据付款的确定性、增加票据的信用度,促进票据流通,简化市场经济活动的结算程序。票据保证责任比民法保证责任要重,具有其独特的特性。文中全面分析了票据保证和民法保证的区别,票据保证成立的条件和票据保证人的责任范围,并指出了我国相关法律的不足。

Bill guarantee system is a uniform legal system as a common nature tor draft, promissory note, and cheque in the world. The purpose of bill guarantee is to strengthen the certainty of paying bills, to increase the confidentiality of bills, to promote bill negotiation and simplify the settlement procedure of market economy activities. The responsibility of bill guarantee with its own u- nique feature is bigger than that of civil law guarantee. This paper presents an overall analysis on the distinction of bill guarantee and civil law guarantee, the premise for bill guarantee and the responsibility range of bill guarantor, and points out the shortcomings of China＇s related laws.