略论中国银行业创新的路径选择

Brief Discussion on Road Choosing of China Banking

文章首先分析了中国金融业的结构性缺陷,其次分析了中国民营中小企业贷款难的形成和原因,最后提出了通过创办民营中小银行这一金融机构来解决以下三个问题:当前银行业的结构性缺陷、民营企业贷款难和民营经济在金融领域中的发展问题。

Firstly, this article analyzing the frame deficiency in China finance industry,then analyzing the reason of China small and middle size private-own corporation difficult to loan, at last, bring forward the resolve of establishing small and middle size private-own bank to resolve the three questions below：the current frame deficiency in China finance industry ,hard to loan forBprivate-own enterprise and the issue of private-own dcvelopment in financial field.