关于学生保险中的风险与盈利率的探讨

Discuss on profit margin and risk in students insurance

在徐明民撰写的“人寿保险中有关赔率和风险的若干讨论”一文的基础上，讨论了学生保险业务中若干情况下的盈利率上限和风险系数等指标的关系，得出极限盈利率与风险系数无关，以及在保险公司不亏损的情况下学生出事率的上限。

In the base of article 1 ,then it take studentg insurance business as an example, and have discussed the relation in indexes such as upper limit of profit rate and risk coefficient under several situations in student＇s insurance business, and have proved that the profit rate of limit has nothing to do with risk factor, and has discussed in case of not losing in the insurance company, the upper limit of the meeting accident rate of student.