中国企业征信业发展问题探讨

Discussion on Development Issues in Chinese Enterprise Credit Service

通过对中国企业征信业的现状进行分析,揭示其在信用意识、法律法规和规则体系、机构设立与政府监管、信息公布平台等各方面存在的主要问题,同时借鉴美国等先进国家的经验和中国自身的特点,提出避免国外巨头争夺我国市场的相应对策,并预测了中国企业征信业的发展趋势。

This essay firstly makes an analysis on the present situation of Chinese enterprise credit service industry to reveal various problems such as credit consciousness, system of rules, laws and regulations, organ establishment and government surveillance, information release bulletin board system, etc. It borrows the experiences from advanced countries such as the U.S. and combines the China＇s own characteristics to put forward the corresponding countermeasures against the problems above. It further predicts the development trend for Chinese enterprise credit service in order to find a way out to avoid the market grabbing from foreign credit service magnates.