青海省农村金融需求与制度供给

The Village Financial Demand and System Supply in Qinghai Province

本文以制度范式来分析我省农村金融服务与金融制度供给现状,阐释现阶段农村金融需求与农村金融制度供给不匹配的原因,通过微观案例讨论并得出结论,应从构建为农户提供有效金融服务的农村金融制度的高度出发,尽快确立农村正式的金融制度安排。

This text analyzes village financial service of our province and the present conditions of financial system from the system pattern, and it explains the reason which the village financial demand and village financial system supply do not match presently, drawing a conclusion through discussion of microcosmic case. It is very important to set up the village finance system that provides the valid finance service for the peasant household, and as soon as possible establish the financial system arrangement of the village formally.