改进和完善银行卡产业链之政策思路

Thinking of Policy on Improving and perfecting Industrial chain of bankcard

中国的银行卡业务,通过十几年的发展,经历了从无到有,从小到大,从单一到全面的一个过程。作为新兴支付工具的银行卡产品,在其业务迅猛发展的同时,必然会带动与之相关的一些产业的发展。可以说,一条银行卡产业链在中国已经初步形成,并呈快速发展的趋势。但是与一些发达国家相比,我国银行卡产业仍存在很多不足和弊端,严重影响着我国银行卡产业的进一步向纵深发展。因此尽快建立一条完善的银行卡产业链,是当前中国银行业务发展的重要课题。

The Chinese bankcard business have gone through developing strong process through some years＇ development of 10. As a new payment tool, when its business develops quickly at the same time, it will cause the development of related estate. A bankcard industrial chain has formed preliminarily in our country and showed the tendency of fast development. But comparing with developed country, it still consider revising a lot of insufficient and abuses, and affects seriously the bankcard further development. Therefore it is a important program of Chinese bankcard business development through establishing a perfect bankcard industrial chain as soon as possible.