财产保险市场竞争格局研讨

Discussion of Property Insurance Market Competition Pattern

我国的保险业拥有广阔的发展前景,被誉为21世纪的朝阳产业之一。但在国际、国内的竞争压力下、保险业出现体制不完善、保险公司经营不规范等等不足。入世以来,我国的保险业发展出现了机遇和挑战并存的局面。面对新的竞争形势,中资保险业应提高综合竞争能力,本文就此提出相应的建议,并对保险业的发展前景作了展望。

The insurance industry in China has broad prospects of development and it is famed as one of the rising-sun industries in the 21st century. But under the competitive pressure at home and abroad, there appear the disadvantages of imperfect system, improper company running, and so on. Since China＇s entry of WTO, the development of the insurance industry has faced the coexistence of opportunities and challenges. Facing the new competition situation, the insurance industry with Chinese capital should improve comprehensive competitive ability. This paper puts forward prospects of the insurance industry. corresponding suggestions and expects the developing