小企业信贷业务发展与金融生态环境建设

Credit Loan Transaction Development of Small-sized Firms and Financial Ecology Environment Construction

中山市银行业金融机构大力支持小企业发展的成功经验表明,信贷支持小企业发展是符合市场经济规律和中国国情的正确选择;同时,信贷支持小企业发展需要良好的金融生态环境作保证。当前,我国小企业获得信贷支持存在诸多金融生态环境方面的问题,要彻底解决这些问题,需采取强化管理、加强沟通、改进经营、完善机制等有针对性的措施。

The successful experience that banking financial institutions support the development of small - sized firms in Zhong Shan City, Guangdong suggests that supporting the development of small - sized firms with credit loans is a correct choice completely complying with market economy principles and China real situation. Meanwhile, this support needs a fine financial ecology environment as its guarantee. At present, there are many financial ecology environment problems in gaining credit loan support for small - sized firms. Many corresponding measures can be taken to solve these problems： strengthening management, enhancing communication, improving operation, and perfecting mechanism, etc.