国际保险发展及市场模式选择

International Insurance Development and Market Model Selection

保险发展经历了区域性到国际化、原始期到现代化的过程。国际保险关系是通过保险资源要素在国与国之间的流动，以及保险经营在国与国之间的活动所形成的关系。国际保险市场既是各国保险交易关系在国际间的延伸，又是世界范围内谋取风险广泛分散的各类保险交换关系的总体。

The insurance industry has gone from being regional to international and from a primitive stage to the modem stage. The international insurance relation is formed by exchanges of insurance resources between countries and cress-border insurance operational activities. The international insurance market is an extension of the trading relationship between countries and the global exchanges of insurance businesses for the sake of risk spread as well.