影响商业健康保险企业制度安排的主要因素

Major Factors Affecting System Structure of Commercial Health Insurance Companies

影响商业健康保险企业制度安排的主要因素有：生产要素、产业价值链和组织职能。其中生产要素是保证健康保险企业运行的基本要素；产业价值链是健康保险企业盈利的来源；组织职能是健康保险企业制度安排的内容。

The major factors that affect system structure of commercial health insurance companies are production factors, value chain of the industry and organizational function. Among these factors, production factors are fundamental factors ensuring smooth running of health insurance enterprises ; the value chain is the source of profits ; and the organizational function is the content of the insurer＇s system structure.