摘要
保险投资是美国财产保险公司生存和发展的基础。总体而言，美国上市财产保险公司的投资都非常谨慎，其投资收益率波动也比较明显。美国上市财产保险公司的投资风险主要来自于利率风险、信用风险、汇率风险等方面，这些投资风险对财产保险公司风险基础资本有着很大的影响，而相关投资的失败也是导致财产保险公司破产的重要原因之一。
Investment of insurance funds is the lifeline of property ＆ casualty insurance companies in the United States. Generally speaking, these insurers are very cautious in investment and their investment yields fluctuate conspicuously. The investment risks involved are mainly interest rate risk, credit risk, exchange risk, etc. These investment risks have strong impacts on risk-based capital, and investment failure is an important cause of property insurers＇ bankruptcy.
出处
《保险研究》
CSSCI
北大核心
2006年第8期80-83,共4页
Insurance Studies
关键词
上市财产保险公司
投资风险
风险基础资本
public property ＆ casualty insurance company
investment risk
risk-based capital
