山西金融业在广西盛衰原因初探

The Study on the Reasons for the Rise and Fall of the Shanxi's Finance Industry in Guangxi

18世纪末,山西的日升昌票号已在广西设立了分号。在长达100多年的时间里,它为各地商人的商业贸易活动提供了安全可靠的金融保证,促进了边疆地区的经济繁荣。清末民初,广西银行业崛起,票号负责人受聘总理银行事务。经过短暂的辉煌后,不仅其人被迫辞职,而且日升昌票也因倒欠公款而无力偿还。之所以出现这种状况,一方面是由于票号的经营机制在近代社会里未能与时俱进,另一方面则由于政府的政治干预制约了金融业的发展。日升昌票号与政治联姻所导致的失败结局,从反面推动了广西银行业的改革。

At the end of the 18th century, Shanxi＇s Rishengchang Exchange Shop established branches in Guangxi. In the one hundred years, it provided the safe and reliable finance for merchants＇commercial trade activity and promoted the economic prosperity in the border area. In the Late Qing Dynasty and the Early Republic Period, with the rise of the banking industry in Guangxi, the man in charge of the ticket number was also employed as Premier Bank for services. After a brief period of prosperity, not only had he been forced to resign, but also Rishengchang Exchange Shop couldnt repay public funds owed. The main reasons for this situation is that, on the one hand, the hand, the engchang Ticket Number＇s operating mechanism in modern government＇s political interference hampe Exchange Shop connected with the politics red the failed, society can not advance with the times, on the other development of the financial industry. Shanxi＇s Rishwhich impelled the Guangxi banking industry to reform from the reverse side.