转型期股份制商业银行自身业务的调整策略

Adjustment Strategy of Joint-stock Commercial Bank During Transformed Period

业务规模不足,业务结构和收入结构传统单一,使国内股份制商业银行缺乏竞争优势。随着金融的全球化,股份制商业银行在自身业务中,应通过调整合理的发展速度与优化的业务结构策略,去塑造自己的竞争优势,缔造核心竞争力。

Being short of business scale and singleness of business and income structure make the joint-stock commercial banks lack competitive advantage. Joint-stock commercial banks should raise competitive advantage and the ability of competition through adjusting reasonable development speed and business strategy.