新农村建设中的金融制度变革

The Transformation of Financial System in New Rural Construction

目前我国的金融体系存在许多缺陷,形成了一个相对低效的农村金融制度安排,使得农村金融对农村经济的促进作用并不明显。农村金融改革的实质,是要建立一个有效配置金融资源的农村金融市场,创造一个政策性金融、商业性金融、合作性金融、民间金融共存共生、协调发展的局面。

At present, there are many defects in our rural financial system, which make it inefficient, the promotion to rural economy is not distinct. The key to the transformation of rural financial system is to build a financial market in which financial resource can be utilized sufficiently. Our goal is to create a new financial system in which government, banks, cooperation and peasants can make arduous efforts in harmony.