对金融机构账外吸收存款犯罪行为司法认定的思考

Study on Criminal Offence against Absorbing Deposits Out of Accounts in Financial Institutions

金融机构账外吸收存款犯罪是我国近年来在金融领域出现的一种新型犯罪行为,发生的案件涉及的案值往往十分巨大,而对该类行为的定性又存在一定的难度。从金融机构账外吸收存款这一行为的概念入手,阐述了该犯罪行为的构成特征,区分了该犯罪行为与其他犯罪行为的界定,为正确打击该类犯罪提供了一定的理论参考依据。

The criminality about absorbing deposits outside of accounts in financial institutions is the newly emerging things in financial domain in our country. Such case involves extremely huge value. However, it is difficult to determine the nature of this kind of behaviour. Beginning with the concept of absorbing deposits outside of accounts in financial institutions, the criminality constitution characteristics, the criminality and other criminalities are differentiated. It provides certain theoretical reference to correctly attack this kind of crime.