我国商业银行非利息业务困境与对策

On the Dilemma and Countermeasures of Non - interest Business of Commercial Bank in China

随着我国金融市场的快速发展和对外开发的加速,商业银行间竞争日趋激烈,非利息业务成为各银行竞相争夺的重要业务领域。本文针对国内商业银行在非利息业务发展上存在的问题,借鉴国际先进国家经验,深入剖析问题根源,并提出对策建议。

With the rapid development of financial market in China and its acceleration of opening to the outside world, the competition for commercial banks is becoming increasingly intensified, and non - interest business becomes an important competitive field for all commercial banks. This paper aims at current issues in non - interest business development of the commercial banks in China and further analyzes the roots of the problems. And some countermeasures are put forward finally.