完善我国强制保险制度的思考

强制保险作为一种法律制度，特定的主体必须依法进行投保，这一制度能确保某些必须实施保险的领域全面实施保险制度，妥善解决一些突发事件带来的问题。为了推动我国强制保险的发展，应修改《保险法》中有关强制保险的规定，理顺保险监管体制，加强对强制保险的监管，以便更好地服务构建和谐社会。

Compulsory insurance, as its name implies, is a type of insurance that must be purchased by the designated body or individual in order to comply with relevant legal requirements. The existence of such a system will ensure that some specific areas will be fully insured as it is required, and emergencies from these areas will be properly handled as a result. To promote the development of compulsory insurance in China, we should amend relevant provisions in the ＂Insurance Law＂, streamline the regulatory mechanism and strengthen insurance regulation, in order to better serve the construction of the harmonious society.