德国再保险的直接监管与间接监管

再保险监管是当前国际保险监管研究的热门课题。不论在理论研究上还是在再保险实践中，德国在再保险监管方面一直走在世界前列。近两年来，德国在原有对再保险业实行间接监管的模式上逐步引进直接监管，使目前德国形成了综合运用间接监管和直接监管的新的再保险监管模式。这种模式既提供了再保险业自由发展的空间，又保证了再保险业更为规范合理地服务金融市场，这对我国的再保险监管有一定的借鉴意义。

Reinsurance regulation is a much discussed topic internationally today. And Germany is the country that is in a leading position both in theoretical study and reinsurance practices. Germany executes an indirect supervision model on reinsurance, but it has introduced the direct supervision model gradually recently, and come out with a reinsurance model with both direct and indirect supervision. This model provides more space for development of the industry, and guarantees that the reinsurance industry can better serve the financial market as well. This model can be used for reference for China＇s reinsurance regulation.