摘要
要解决中小企业融资难的问题,当前最重要的是完善中小企业信用担保。分析中小企业融资担保体系的功能和作用,从为中小企业提供融资服务的角度,指出目前存在的问题,并提出应对这些问题的制度创新建议:建立和完善中小企业信用评估机制;完善担保机构的资金补偿机制、风险分散机制;不同性质的信用机构分类管理;健全资本市场与中小金融机构等,意在探讨解决中小企业融资难的问题。
It is of vital importance to establish perfect bail-out systems for SMEs （small and mediumsized enterprises） so as to solve the problems of SMEs＇ difficulties in financing. The article introduces the role and function of hail-out systems for SMEs, points out several defects as serving for SMEs financing, and then gives some innovational advice for solving these problems.
出处
《贵州工业大学学报（社会科学版）》
2006年第5期38-40,共3页
Journal of Guizhou University of Technology(Social Science Edition)
关键词
中小企业
信用担保
制度创新
small and medium-sized enterprises （SMEs）
credit guarantee systems
institutional innovation
