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民营中小企业融资与关系型借贷

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摘要 解决我国民营中小企业信贷融资困境,仅仅一味地呼吁商业银行加大对民营中小企业的信贷投入力度,或单方面地要求民营中小企业改善经营管理、规范财务制度,并不能从根本上缓解我国民营中小企业信贷融资困境。而新型的银企关系———关系型借贷能确保银行在控制风险的前提下,更好地满足民营中小企业的信贷需求,从而实现商业银行与民营中小企业利益的“双赢”。
机构地区 湘潭大学商学院
出处 《全国商情》 2006年第11期34-35,88,共3页
基金 湖南省教育厅资助项目阶段性成果(项目编号:03C479)
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