1Allen Berger,Richard.J Rosen and Gregory Udcll: The Effect of Market Size Structure on Competition:the Case of Small Business Lending, Working Paper, Federal Reserve Bank of Chicago, October 2001.
2Allen Berger and Gregory Udell: The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle, Journal of Banking and Finance, 1998.22.pp.613-73.
3Allen Berger and Gregory Udell: Relationship Lending and Lines of Credit in Small Business Finance, Journal of Business, 1995. 68.pp. 351-81.
4Blackwell. N.and Antony Santomero: Bank Credit Rationing and Customer Relations,Journal of Money Economics. 1982.9.pp. 121-29.
5David G.Blanchflower,Phillip B.Levineand David J.Zimmerman: Discri-mination in the Small Business Credit Market,Working Paper 6840, NBER, 1998.
6Grace O.Kim: Small-Business Financing: Banks or Bust, UMI Number 3005317,2001.
7Ken Cavalluzzo, Linda Cavalluzzo and John Wolken: Competition, Small Business Financing, and Discrimination :Evidence From a New Survey, FEDS Working Paper No. 99-251999.
8Marianne P. Bitler,Alicia M.Robb and John D.Wolken: Financial Services Used by Small Businesses: Evidence from the 1998 Survey of Small Business Finances, Federal Reserve Bulletin, April, 2001.
9P.E.Strahan and J.P.Weston: Small Business Lending and Bank Consolida -tion:Is There Cause for Concern? Working Paper,Federal Reserve Bank of New York, March 1996.