论商业银行经营管理中的价值最大化管理思想

On the management of commercial banks to maximize the value of management thinking

随着我国商业银行法人治理结构的日益完善,价值最大化已成为银行经营管理的最终目标。以EVA为核心的管理机制是实现价值管理最大化的关键,商业银行应转变经营思路,把握价值创造导向,切实加强金融产品定价管理,大力发展中间业务,调整业务结构,实现风险控制和价值创造的统一。

Along with the increasing improvement of corporate governance structure in commercial banks, vaiue maximization of bank management has become the ultimate goal. EVA, as a core met＇hanism, is a key to maxinmize the value in the management . That is to say the commercial banks should change their management thinking, grasp creating value orientation, strengthen the management of product prices and finance , develop intermediary businesses, adjust business structure, and realize the unification of risk control and value creation.