保险中的法律利益原则与经济利益原则

A study of comparison between the legal interest principle and the economic interest principle in insurance

保险中的利益原则是现代保险业的基本原则之一。随着社会经济和保险业的发展,世界各国对保险中利益原则的认识也在不断发生变化。法律利益原则与经济利益原则孰优孰劣,一直是保险学领域广泛争议的问题。我国在保险法中应逐渐改变保险中的法律利益原则,采取保险中的经济利益原则。

With the development of social economy and insurance, the cognition of the interest principle in insurance has been e ver changing in countries around the world. Which of the two principles——the legal interest principle and the economic interest prin ciple——is better has long been an extensively disputed problem. Our national insurance should transform gradually from the legal in terest principle to the economic interest principle in insurance.