我国金融不良资产评估存在的问题及建议

The Question And Measures of Evaluation in Bad Financial Assets

金融资产管理公司处置不良资产的基础是对不良资产价值的合理评估,目前我国对债权资产评估缺乏行业规范。剖析不良资产的性质、特征,揭示影响我国不良资产价值的因素。结合我国资产处置的现状,从债权资产评估的前提条件、评估范围及对象等方面进行分析,提出不良资产评估工作存在的问题及解决方法。

For asset management companies, The basement to manage dead asset is reasonable evaluation. But at present, we lack industry regulations of credit asset evaluation in our country. In this essay, the author try to analyse the natutre and charators of dead assets, In order to reveal the factors what affect dead assets, combining the present situation of asset management, the author analyses the premise , range and object of credit asset evaluation, finally, the author proclaims the problems of dead asset evaluation and presents , some measures to overcome them.