承兑信用证对进口商的潜在风险及其防范对策

Observing the Potential Risk of Acceptance L/C to Importers from a Case and Preventive Measures

文章通过剖析国内实际业务中发生的一则出口商利用虚假单据骗取开证行已承兑汇票,并将其有效转让给第三者的贴现“融资”案例,提醒进口商严防承兑信用证的潜在风险,以尽早制定防范对策。尤其在可能的情况下,进口商应该开出延期付款信用证,来取代承兑信用证的使用。

This article analyses a case that by presenting false documents, an exporter obtained an issuing bank＇s accepted draft and effectively converted it to cash by discounting it at its own bank. This article aims to remind importer of working out preventive measures for avoiding potential risks, especially substituting deferred payment L／C for acceptance L／C .