金融支付结算系统四大领域问题的理论前沿

Frontiers in Payments and Settlement Systems: Four Research Themes

支付结算系统直接关系到我国金融业乃至社会经济发展的效率与稳定,受到广泛关注。为此,本文从微观和宏观的角度对国外支付结算系统四大领域的最新研究进展进行考察,包括消费者支付系统中的相关问题;支付系统中的新技术应用;国际背景中的支付结算系统和证券结算系统的危机扩散。这些研究有助于我们对当前我国支付结算系统现状进行思考。

Payments and settlement system directly relates to financial and social economic development and stability, which bears extensive attentions. this paper examines payments and settlement systems from many different angles, ranging from very micro- level analysis to very macro- level discussions, that is, developments in payment systems in consumer financial markets, the role of technology in payment systems, the macro and international context of payment and settlement systems, and what happens when there is a major default in a securities settlement system. These researches contribute us to consider the present condition of the payments and settlement system in China.