我国保险业发展的伦理维度与道德基础

The Ethic Dimensionality and Moral Foundation of Chinese Insurance Industry Development

在我国保险业快速发展的同时,诚信状况却令人堪忧,诚信缺失已成为保险业不容回避的严峻挑战。本文将保险学与经济学、伦理学相结合,探索了市场经济中处于伦理道德与经济利益冲突与摩擦下的保险诚信问题,认为构建以诚信为本的伦理维度与道德基础,对于促进中国保险业的可持续发展,具有十分重要的理论和现实意义。

Insurance industry has gained rapid development in China. However, absence in integrity gradually becomes a disturbing problem and severely challenges China＇ s insurance industry. Combining insurance with economics and ethics, this paper focuses on analysis of insurance integrity under confliction of morals and economic interests in market economy. It concludes that to build the ethic dimensionality and moral foundation based upon integrity is of great importance to promote the sustainable development of insurance industry.