我国银行业资本充足率监管的有效性分析

Analysis on Efficiency of Sufficient Capital in China's Banks

金融体系,特别是银行体系的稳定对经济的持续、快速、健康发展至关重要。银行体系的稳定,除依赖于经营优良的微观经济主体、良好的社会诚信制度等条件外,加强银行资本结构改造,提高监管效率,并运用资本监管的有效性来改造传统监管体系也具有重要的现实意义。

A steady banking system as well as financial system would be critical to economy for its sustainable, rapid and healthy development and it not only depend on better micro economic body, social integerity system but also depend on restructing banking capital, improving suppervision efficiency as well as restructing traditional suppervision system by using capital suppervision.