对我国养老保险改革的若干思考

The Social Endowment Insurance Reform of Our Country and Development of the Commerce Insurance Company

自我国实行养老保险改革以来,城镇职工的养老问题已经取得了一定的成效,但是随着市场经济的发展,社会保障的运行机制仍然存在不少问题。如何在现实的运行过程中,借鉴发达国家的经验,保障我国广大城镇职工的权利,解决广大职工的养老问题;以及商业保险公司如何利用这有利的契机,融入到国家社会保障的发展进程中。本文将浅谈相关的问题。

Since our country implement the reform of endowment insurance, urban staff live in retirement problem has gotten certain effect. However, along with the development of market-oriented economy, the operation mechanism of social security still has a lot of problems. The experience of how to refer to developed country in the operation process of realization, The right of ensuring the masses of urban staff of our country, solution masses of staff live in retirement problem; As well as how commercial insurance company uses this favorable opportunity in the development that blends in national social security process. This paper is talk about some related problems.