信息不对称与人的经济行为

Information Asymmetry and Human Economical Behavior

信息不对称及其经济效应是信息经济学研究的中心问题,本文依据信息经济学和行为科学理论,从现实经济生活出发,系统地阐述了信息不对称的内涵,论证了信息不对称的必然性,探讨了信息不对称条件下交易双方的经济行为,提出了信息不对称条件下卖方(或代理方)违规败德行为的函数式,最后讨论了信息不对称造成的经济后果,提出了解决这一问题的思路。

Information asymmetry and its economical effect are the key problems in the field of the information economics. According to the theory of information economics and behavior science, this paper expounds the meaning of information asymmetry, demonstrates the inevitability of information asymmetry and discusses the economical behavior of client and agent on the condition of information asymmetry. Also the function models of the agent＇s moral hazard on the condition of information asymmetry are put forward. At last, the economical aftereffects of information asymmetry are discussed and the ways to solve the problems are presented.