摘要
作为金融中介理论的重要组成部分,银行贷款定价理论围绕对银行行为的探讨而展开,已形成了较完整的理论体系。本文选择三种有代表性的银行贷款定价理论——基于市场结构的贷款定价、基于关系型贷款的定价和最前沿的基于风险的贷款定价理论进行介绍与评价,以期为我国银行贷款定价实践提供理论指导。
As an important part of the theories of financial intermediaries, bank loan pricing focuses on the discussion about bank behaviors.Up to now, the theory has developed into a complete theory system. This article surveys and comments on three bank loan pricing theories bank loan pricing based on market structure, bank loan pricing based on relationship lending and risk-based loan pricing, with the purpose of shedding light on loan pricing practice for commercial banks in China.
出处
《金融理论与实践》
北大核心
2006年第12期71-73,共3页
Financial Theory and Practice
