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我国保险业市场结构与绩效分析 被引量:6

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摘要 保险业是我国金融深化的关键行业,其是否健康发展关系到我国金融业的稳定和繁荣。中国保险业实行的是财险和寿险分业经营,无论是财险还是寿险,中国保险业都显示出了极为明显的规模优势,具有寡头垄断的特征。但实证分析显示,我国保险行业是利润率低下的极高寡占型产业。保险市场的无序竞争、政府的管制、效率低下是造成这种状况的主要原因。
机构地区 山东财政学院
出处 《山东社会科学》 北大核心 2006年第12期119-122,共4页 Shandong Social Sciences
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