福建农村信用社盈利能力的因素分析

An Analysis on the Factors of Profit Capacity of Fujian Rural Credit Cooperatives

选择主成分分析法,并在充分调研、专家咨询的基础上,本着定性指标和定量指标兼顾,绝对指标、相对指标和平均指标相结合的原则,确定了能够用来衡量农村信用社盈利能力的若干指标。认为农村信用社要实现可持续发展的长远战略目标,必须从现在起把能力建设作为重要战略基点,谋求在农村金融领域中的规模和优势,进行技术创新、制度创新、人力资源能力建设、外部环境培育。

On the base of sufficient research, principal component analysis was selected to determine some norms which can weigh the profit capacity of rural credit cooperatives. Both the principle for qualitative norms and quantitative norms were taken into account with the integration of absolute norms, relative norms and average norms. The long-term strategic objective for rural credit cooperatives to realize sustained development is to regard capability construction as important strategic base from now on, strive for the scale and advantage on the rural financial field, implement the innovation of technology and system, construct the capability of human resourdes and cultivate the external environment.