保险公司权益类投资策略研究

A Research on Equity Investment Strategy of Insurers

权益类投资占保险公司整体资产配置的比重不是很高，但却是可以提高整体收益率的一个重要手段。它的投资目标是通过股票或基金的组合投资，直接或间接投资于中国的股票市场，在控制风险的前提下，实现投资净值的稳定增长和资产的长期增值，分享中国经济持续稳定高速增长的成果。应坚持积极管理、价值投资、组合优化的投资理念。投资流程应该包括以下几个步骤：研究先行-实地考察-价值评估-比较分析-技术分析-决策选择-买卖交易。

Even though equity investment accounts for only a small proportion in the assets allocation of insurance companies, it is an important tool to improve the overall investment yields. Equity investment makes direct and indirect investment in domestic equity market through a combination of common shares and securities investment funds investment. On the prerequisites of risk control, this method aims to achieve steady increase of net investment assets and long-term assets appreciation and share in the results of consistent high-speed economic growth of China. In doing so, we should adhere to the concepts of active management, value investment and portfolio optimization. The process of investment should include the following steps： prior research-on-the-spot investigation-value appraisal-comparative analysis-technical analysis-decision choice-trading.