商业银行个人理财业务与法律风险控制

On Commercial Bank Private Financing Business and Its Legal Risk Control

个人理财业务在我国蓬勃发展,已经成为商业银行新的重要的利润增长点。但不容忽视的是在商业银行开展个人理财业务时面临着诸多风险,其中法律风险是制约商业银行个人理财业务发展的主要瓶颈。因此,必须认清个人理财业务的法律风险并且采取有效措施加以控制。

Private Finaiacing has become a booming business in chana, contributing significantly to increase in the profits of commercial banks. However, there are many noticeable risks faced by these banks in carrying out the business, among which legal risk is the major bottle-neck in its development . Therefore, it is of great necessity to identify the risk and take effective measures.