进一步完善中小金融机构结售汇业务

Further improving FX sale and purchase business in small and medium-sized financial institutions

随着我国金融机构体系的逐步健全和完善,我国中小金融机构不断发展壮大,成为当地金融服务的主力军。然而,受业务基础、经营规模和资质等方面的限制,中小金融机构推进结售汇业务遇到了一定的困难。下一步,它们应找准定位,以人民币业务推动外汇业务的发展,探索代理模式,积极争取衍生品交易资格,强化业务培训、提升经营水平。

With the gradual improvement of China＇s financial institutions system, small and medium-sized financial institutions （SMFIs） have recorded constant progress, becoming the main force for local financial services. These SMFIs, however, have encountered some obstacles in their promotion of FX sale and purchase business, partly due to their business basis, operational scale and qualifications. In the future, SMFIs should identify their orientation and promote FX business via RMB business. They may explore agency models, seek derivatives licenses and reinforce business training, so as to raise their operational level.