高校助学贷款中的信用缺失和防范对策

The Loss of Credit of the Government-Subsidized Student Loan and Its Countermeasures in the University

国家助学贷款在推行过程中遭遇瓶颈,暴露了高校助学贷款的信用危机。文章列举了高校贫困生助学贷款信用缺失的主要表现,进一步分析其形成原因,对如何防范信用缺失进行了多层次、深广度的探讨。

The Government-Subsidized Student Loan （GSSL） is in a sorry plight during the process of practice, which exposes credit crisis of the loan of financial aid in the university. The paper lists the main characters of the credit loss and analyzes what has caused it. Based on the analysis, the author makes deep and further discussion on the countermeasures.