我国商业银行并购前景与机制完善

Discussion on the Prospects and Mechanism of Banking M&A in China

并购是商业银行实现规模经营增强竞争能力的重要手段。面对全球银行业并购浪潮和2006年底我国金融业开放时间表的临近,涉及我国商业银行的并购案在过去几年已经明显增加。本文以我国近年来银行业并购现状为切入点,总结当前我国商业银行并购的特征,分析展望我国银行业并购前景,指出要加快我国银行业并购步伐,有关部门还需创造更加有利的条件,从外部环境和内部条件两方面共同完善我国商业银行并购机制。

M&A is an important means for commercial banks to achieve economies of scale in operations and enhance competitiveness.Confronted with global mergers and acquisitions in the banking industry and the full liberal- ization of China's financial industry by the end of 2006,China's commercial banks involved in the case of M&A in the past few years have increased significantly.According to the situation of banking M&A in recent years,this paper analysis the characteristics and prospects of China's banking M&A,points out that the rele- vant departments need to create more favorable conditions,from the external environment and internal condi- tions,which will speed up the pace of China's banking M&A and perfect the mechanism of banking M&A.