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商业银行内源性道德风险及防范措施研究

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摘要 商业银行道德风险已经成为商业银行不良资产形成的重要原因之一。本文以商业银行内源性道德风险作为研究对象,通过对商业银行经营管理者违规操作成本、分级授权体制弊端等问题的分析,阐述商业银行内源性道德风险的成因。同时提出通过引入非正式沟通渠道完善沟通体系、优化薪酬激励等措施,防范与控制内源性道德风险。
作者 牟鹏
出处 《福建金融》 2006年第11期25-27,共3页 Fujian Finance
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