摘要
医疗保健服务作为偏向于私人产品的准公共产品,根据“谁获益谁付费”的费用分担原则,政府、企业和个人都应该是医疗费用的分担者。我国可以在总筹资比例不变的情况下,相应提高个人筹资比例,降低企业筹资比例,以寻求医疗保险制度建设与企业竞争力之间的平衡点。
Firstly, the theory explanation of how to share the medical insurance expense is provided. For example, according to the principle of "who profits who pays" , the real research of the shared proportion to the social medical insurance expenditure by virtue of ADF unit root test and Engle-Granger co integration test is provided, pointing out that the corresponding proportion financed personally should be enhanced, and the proportion financed personally should be enhanced, and the proportion financed by enterprise should be reduced, looking for the balance point between medical insurance construction and enterprise competing power.
出处
《江西财经大学学报》
2006年第6期42-46,共5页
Journal of Jiangxi University of Finance and Economics
关键词
社会医疗保险
费用
合理分担
social medical insurance expenditure, realistic share, real research