摘要
在我国利率市场化的背景之下,借鉴西方国家商业银行的贷款定价理论和方法,分析影响我国商业银行贷款定价的因素,提出适合我国商业银行实际的贷款定价模型和方法．
Under the background of the interest rate liberalization in China, this paper makes an analysis of the factors which affect the loan pricing and puts forward a more feasible loan pricing model and methodology for commercial banks in China by sharing experience of western commercial banks.
出处
《临沂师范学院学报》
2006年第6期115-120,共6页
Journal of Linyi Teachers' College
基金
国家软科学研究计划项目(2004DGQ2D089)
山东省教育厅社科计划项目(J06W11)
关键词
利率市场化
商业银行
贷款定价
interest rate
liberalization
commercial banks
loan pricing
