马尔可夫链模型在寿险中的应用

Markov Chain Model in Life Insurance Application

文章就保险公司的短期保单建立了一个具有吸收状态的马尔可夫链的数学模型,并分析了这种马氏链的性质,然后结合实例了解了这些性质的实际意义.

We establish the absorption condition Markov chain mathematical model on insurance company＇s short-term chit. And has analyzed this Markov chain＇s nature. And by giving some example we understood the practical significances of these nature.