中小企业信用担保法律规范体系建设

On the Establishment of the Standard Legal System of Credit Guarantee for China's Small and Medium-sized Enterprises

我国信用担保起步较晚,但发展迅猛,已成为一个新兴行业。由于立法滞后,缺乏必要的法律保障和约束,制约了信用担保行业的健康发展及其社会作用的发挥。我国目前信用担保法律规范体系建设中存在着缺乏信用担保专门法律法规及其配套性规定、立法效力等级低等问题,应当尽快出台《中小企业信用担保管理办法》,对现有法律规范进行清理完善,进一步修改完善《担保法》,制定和完善与中小企业信用担保相配套的法律等。

Though later in starting, China＇ s credit guarantee as a new business enjoys a quick development. However, the poor legislation and the lack of necessary legal protection and restraint, the business of credit guarantee can neither serve the society very well nor enjoy a healthy development. ＂The rules of credit guarantee for China＇ s small and medium - sized enterprises＂ should be worked out and put into practice as soon as possible to improve the existing laws and rules and to ensure its healthy development.