金融创新对我国金融业发展的影响分析

The analysis of the influence of finance innovation for our country's finance industry

通过金融创新、金融改革对于世界及我国金融业的发展影响的分析,论述了金融创新的动因、存在的缺陷及我国金融创新的前景趋势。指出我国加入WTO以后,金融业的全面开放将加快金融体制改革的进程,在各种因素的共同作用下,我国金融创新将进入一个发展高潮期,并将成为推动我国金融发展的重要力量。

By analyzing the impact of finance＇s innovation and reform on financial industry all over the world and in China, this article has discussed the reasons and flaws of finance innovation, and also has discussed its foreground in China. After joining WTO, the opening in an all-round way of finance industry in China will ac- celerate the process of the reform in finance system. In the joint influence of various kinds of factors, Chinese finance innovation＇ s development will enter an upsurge period and then be the important promoting strength.