面对外资银行:中资银行怕什么?

In face of foreign bank: what do Chinese banks fear

服务，品牌，产品，细分，管理，这是一个银行吸引消费者最重要的方面，如果这些问题都得到很好的解决。

Service, brand, product, segmentation, management etc. is an important aspect for banks to attract customers. If these problems solved ingeniously, what else do we have to fear?