地方政府干预城市商业银行问题研究

A Research on Local Government's Behaviors of Intervening Urban Commercial Banks

城市商业银行经历11年沧桑,现已发展成为我国银行类金融机构中最活跃的组成部分。在服务于中小金融企业、城市居民和加强银行业金融机构的有效竞争方面其起着不可或缺的作用。但随着城市商业银行的进一步壮大,其隐藏已久深层次矛盾逐渐突现。寻求一条适合于城市商业银行的可持续发展道路已经成为近年来学术界和业内人士所关注的焦点。

Urban commercial banks have exusted 11 years and developed the most active unit in the system of our financial institutions. It is indispensable in serving small firms and urban inbabitants,especially,in the aspect of reinforcing effective competition in bank financial setup, However, with the increasing development of the urban commercial banks,the hidden conflicts appear, Seeking a proper way to suit the development of urban commercial banks has become the most important point by the academic and initial experts.