5IFAD. Double-edged sword? Efficiency vs equity in lending to the poor[A]. IFAD's thematic study on rural finance in China[C]. Evaluation Profile,No. 3,2002, (4).
6麦金农.经济市场化的次序[M].上海:上海三联书店、上海人民出版社,1993..
7Seibel,H.D.& Bishnu P.Shrestha, 1988: Dhikuti : The Small Businessman' s Informal Self- Help Bank in Nepal .Savings and Development (Milan) Vol. 12 No.2:183-200.
8Hans Dieter Seibet, Informal Finance : Origins, Evolutionary Tren& and Donor Options, WAD Rural finance working paper series, No. A3.1999a ( Revised February 2000).
9Hans Dieter Seibet & Helko Schrader, From Informal to Formal Finances: The Transformation of an Indigenous Institution in Nepal, WAD Rural finance working paper series, No, B4, August 1999b.
10Dale Adams & Delbert Fitchett, Informal Finance in Low - Income Countries, Westview Press, 1992.
