国际银行监管理念的最新演进——基于有效银行监管核心原则修订的分析被引量：10

Latest Development of International Banking Regulation

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摘要巴塞尔有效银行监管核心原则是公认的银行审慎监管领域最重要的全球性标准,本研究作者通过比较修订前后的巴塞尔核心原则及其评价方法的规定,认为本次修订一是从独立性、问责制度、透明度三方面强调监管当局自身良好治理结构对维护金融稳定的重要作用;二是在明确监管当局职责的基础上以强化银行公司治理为核心,构建全面风险管理体系。本研究作者认为应从立法程序、立法形式、立法内容三个角度吸收借鉴以巴塞尔核心原则及其评价方法为代表的国际银行监管先进经验和做法,完善我国金融监管法律体系。 Core Principle of banking regulation is the most important standard of prudential regulation in banking. By comparing the revision to the Core Principle, the Basel Committee firstly emphasize the importance of well regulated governance structure to the financial stability from three aspects： independence, accountability and transparency. Secondly, based on clearly-defined functions of supervisory authority, the Basel Committee requires banks to enhance the corporate governance and build a comprehensive risk management process. In order to improve China＇s financial legal and regulation system, this research points out that we should learn the advanced experience of international banking regulation on three fronts： the formulation process of legislation, the form of legislation and the contents of legislation.

作者王刚

机构地区上海财经大学金融学院

出处《国际金融研究》 CSSCI 北大核心 2007年第1期74-80,共7页 Studies of International Finance

关键词核心原则评价方法银行监管 Core Principle Core Principle Methodology Banking Regulation.

分类号 F831 [经济管理—金融学]

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