摘要
建立存款保险制度可以有效保护存款人的利益,有助于维护金融体系的稳定,因此将我国现存的隐性存款保险机制显性化已经势在必行。本文对显性存款保险制度建立的必要性,存款保险机构的监管、组织模式及其职能做出了分析,并对我国存款保险制度的具体设计提出了建议。
Establishing DPS （Deposit Protection System） earl protect the interests of the depositor, which is also helpful in maintaining the stability of the banking system. It is clear that turning hidden deposit protection system into apparent deposit protection system is very necessary in China. This essay analyzes the necessity of establishing DPS, and probes the intendance, the mode and the function of it. This essay also makes some suggestions in how to establish DPS in China.
出处
《西安建筑科技大学学报（社会科学版）》
2006年第4期61-64,共4页
Journal of Xi'an University of Architecture & Technology(Social Science Edition)
关键词
存款保险制度
金融监管
制度设计
deposit protection system
finance intendance
system design
